The importance of small producers and their difficulty in accessing rural credit

Abstract

The activities carried out by Brazilian family farmers form the foundation for the regional, economic, and social development of the country. Not only do these endeavors generate employment, but they also contribute to an enhancement of food security for the Brazilian population. Therefore, the overall objective of this study is to substantiate the real importance of the small producer and to investigate the primary causes that hinder their access to credit lines, thereby impeding the progression of regional agriculture. The significance of the small producer arises from their role in supplying a larger portion of the national territory with food. Additionally, they produce food free from harmful chemical processes that pose risks to public health, while also significantly reducing environmental degradation compared to the methods employed in large-scale agricultural productions. Regarding the methodological procedures, the research is explanatory, aiming to elucidate the causes that make credit access challenging. Both primary and secondary sources were used. The research can also be considered quantitative, as it involved the analysis of a phenomenon through statistical and theoretical data. In terms of results, a greater difficulty in accessing rural credit lines by small producers was observed. According to the analyses, the lower the income, the more challenging it is for farmers to secure credit. Based on the findings, adjustments and necessary changes in relation to rural credit have been identified.