Abstract
Against the backdrop of accelerating global industrialization and the increasingly severe issue of industrial pollution, reducing industrial pollution has become a key topic in sustainable development. Fintech, with its advantages of high efficiency, low cost, inclusiveness, and ability to reduce information asymmetry, has gained widespread attention and rapid development globally. Given the swift advancement of fintech, it is important to study its impact on urban industrial pollution. This paper, based on data from 281 Chinese cities between 2007 and 2021, selects cities included in the 2011 and 2016 "Technology and Finance Integration" pilot policies as the treatment group. Using a difference-in-differences model, it systematically analyzes the relationship between the development of fintech and urban industrial pollution. The study further explores the variations in fintech's impact on industrial pollution across different regions and types of cities, revealing the potential of fintech in promoting green transformation and reducing industrial pollution.
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