Abstract
Purpose: to understand and personal financial management before and during the Covid Pandemic and its impact. Further, to make certain suggestions to better personal and household financial management. Methodology: This study was survey based, 192 respondents were picked from Government, private, business, self-employees and others. Paired t-test was applied to know whether the mean difference between financial behavior of individuals before and during the pandemic along with required descriptive statistics. Findings: Study found that there is a significant difference in financial behavior of individuals before and during the pandemic. It is found that around 30% of income has come down during the pandemic, according their spending been also affected. They opined that their priorities have changed due to this pandemic and they need advises from experts to get out this. Further, study has offered some suggestions to better their financial management to face such kind crises.
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