Abstract
THE FINANCIAL FEASBILITY OF MARRIAGE FOR WOMEN RECEIVING TANF: AN ANALYSIS OF SIX STATES By Sally M. Brocksen, Ph.D. A dissertation submitted in partial fulfillment of the requirements for the degree of Doctor of Philosophy at Virginia Commonwealth University. Virginia Commonwealth University, 2005 Major Director: Ann Nichols-Casebolt, Ph.D., Professor, School of Social Work This project employed a descriptive case study methodology guided by rational choice theory to examine the financial feasibility of marriage for low income women. By modeling the income and expenses of eight different low income family types in six states (Arizona, California, New York, Oklahoma, Virginia, and Wisconsin) this study illustrates the financial situation of various low income families. The family types under investigation include: a single parent family, a family receiving TANF, cohabiting couple with two wage earners, cohabiting couple with one wage earner, a married family with two wage earners, a married couple with one wage earner, a unmarried couple with an infant (unmarried fragile family), and a married couple with an infant (married fragile family). The income of each family type was calculated at two different wage levels (minimum and low wage for each state under investigation). Income included the welfare benefits and subsidies each of the family’s is likely to receive (including child care subsidies and tax credits). The expenses of each family were calculated based on the size of the family and the cost of expenses such as housing and food expenditures. This
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