Abstract
With the increasing aging population, the pressure of social endowment insurance in our country is growing more quickly than ever. Meanwhile, there are some practical problems and shortcomings in the current social endowment insurance system in China. And all this will raise risks in the field of inherent finance, fund investment and operation of the endowment insurance system. At the same time, it will cause new risks in the field of institution and policy. Thus, only by strengthening risk management and actively responding to the risks of social endowment insurance, can the government perfect the social endowment insurance system constantly.
Highlights
According to the definition of the international community to aging, in a country or a region, if the population aged over 60 is more than 10% of the total, or aged over 65 is more than 7% of the population, this country or region can be regarded as an aging society
The greater proportion of elderly population shows the higher degree of the aging population
With the development of science and technology and the improvement of medical and health, as well as people’s increasingly attention to physical health, the global aging population is growing rapidly and the elderly population is growing at present
Summary
According to the definition of the international community to aging, in a country or a region, if the population aged over 60 is more than 10% of the total, or aged over 65 is more than 7% of the population, this country or region can be regarded as an aging society. Many countries are facing the challenge of an aging population Around the world, it has become a globally and strategically social problem. (2015) The Analysis of the Risks Faced by China’s Social Endowment Insurance under the Background of Rapid Aging Population. The aging population background makes the endowment insurance system in China face with serious challenges; how to analyze the risks of endowment insurance in our country, and put forward effective measures to reduce risk are worthy to be studied. Based on the analysis of the current situation of China’s population aging and the endowment insurance, this paper analyzes the risks of the endowment insurance country, puts forward the corresponding measures, and provides the suggestions for the development of endowment insurance system in our country. The third part is the risk analysis of endowment insurance under the background of aging population in our country.
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