Abstract

The objectives of this study are theoretical overview of coefficients which are commonly used to analyze the level of market concentration, as well as the analysis of concentration of the banking market in the Republic of Serbia. The survey covers coefficient related to concentration ratios (CR5) and the Herfindahl - Hirschman's Index (HHI), during the period from 2008 to 2014. The results support the conclusion that the domestic banking market has a low concentration (overall), but that the trend of growth of top 5 banks participation in the total balance sheet of the sector which threatens to endager the development of competition in the future.

Highlights

  • theoretical overview of coefficients which are commonly used to analyze the level of market concentration

  • The survey covers coefficient related to concentration ratios

  • The results support the conclusion that the domestic banking market has a low concentration

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Summary

ANALIZA NIVOA KONCENTRACIJE AKTIVE U BANKARSKOM SEKTORU REPUBLIKE SRBIJE

Maja Filipović*, DOO „Proagent“, Novi Sad Vladislava Avramović, JP „Elektroprivreda Srbije“, Beograd Željko Račić, Visoka poslovna škola strukovnih studija, Novi Sad. Sažetak: Ciljevi ovog rada su teorijski prikaz koeficijenata koji se najčešće koriste za analizu nivoa koncentracije tržišta, kao i analiza koncentracije bankarskog tržišta u Republici Srbiji. Istraživanjem su obuhvaćene vrednosti koeficijenata racia koncentracije (CR5) i Herfindal-Hiršmanovog indeksa (HHI), u vremenskom razdoblju od 2008. Dobijeni rezultati idu u prilog zaključku da je domaće bankarsko tržište nisko koncentrisano (ukupno gledano), ali da postoji trend rasta učešća prvih pet banaka u ukupnoj bilansnoj sumi sektora koji preti da ugrozi razvoj konkurencije u budućem periodu. Ključne reči: konkurencija, koncentracija, bankarski sektor Republike Srbije, racio koncentracije, Herfindal-Hiršmanov indeks. THE ANALYSIS OF CONCENTRATION IN THE BANKING SECTOR OF SERBIA IN THE POST-CRISIS

Pokazatelji koncentracije i njihove referentne vrednosti
Monopolski koncentrisana ponuda
Full Text
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