Abstract
In the global economic landscape, the potential impact of extreme weather issues on banks has attracted much attention. This study focuses on the impact of extreme weather on the credit risk of A-share listed banks and explores its role in financial stability. Given China's significant position in the global economy, analyzing the credit risk faced by its banking sector has both theoretical and practical value. By synthesizing bank financial data, weather records and macroeconomic indicators, this study quantifies the potential impact of extreme weather events on bank credit risk, taking into account the moderating effects of heterogeneity among bank types and regional bank competition. The results reveal the existence of an association between extreme weather and bank credit risk-taking and provide a basis for bank risk management and regulatory policies.
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callDisclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
