İslam Ekonomisinde Sigortacılık ve Mülkiyet: Risale-i Nur Perspektifinden Bir Analiz

Abstract

Property rights, institutions and insurance mechanisms that assure property ownership and required legislative arrangements in Muslim counties just like in the other developing counties are generally taken from the best practices of western capitalist countries. In this study, insurance and property ownership are searched from the Islamic point of view. Our argument is that in comparison with capitalist paradigms related with property ownership and insurance mechanisms, there exist an Islamic approach based on some exalted principles and systems that not only covers worldly needs of mitigating risks associated with the property rights and proper insurance, but also includes concerns regarding preparation for the hereafter and eternal life. Particularly, the prominence of Islamic Economics in setting up of economic principles with their institutional basis regarding property mechanisms from the holy Koran is being searched in brief with some specimens on systematic differentiations. Everything is the property of God and human being is temporarily undertaking its ownership as a vicegerent of God on the earth in which materials and properties are considered as entrustments. Property ownership at the eternal abode will be based of proper conduct of temporary properties.