Abstract
Many experts consider that efficient and effective mobile payment solutions will empower existing e- and m-commerce efforts and unleash the true potential of mobile business. Recently, different mobile payment approaches appear to the market addressing particular needs, but up to now no global mobile payment solution exists. SEMOPS is a secure mobile payment service with an innovative technology and business concept that aims to fully address the challenges the mobile payment domain poses and become a global mobile payment service. We present here a detailed description of the approach, its implementation, and features that diversify it from other systems. We discuss on its business model and try to predict its future impact. The aim is to provide an insight of a new mobile payment service and discuss implementation decisions and scenarios.
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