Abstract
An Electronic-wallet(e-wallet) is an electronic application that enables online e-commerce transactions like purchasing goods, paying utility bills, transferring money, booking flight etc. with a financial gadget (credit card/digital currency) using smart phones or computers. Electronic wallet is a very young concept that has taken on consumer psyche rapidly. Post Demonetization resulted in sudden surge in the customer base of e wallet companies. In the current scenario, it is easy for individual to download an e wallet app to make their e-payments conveniently. Since the transactions are done through mobile, it is preferred by most of the people for their online and offline cash transactions. It is gaining the attention due to its unique advantageous features. This paper tries answer for certain queries related to operational procedure of e wallet, kinds of e wallet and concluded with the security issues of e wallet.
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