Abstract
The first four Sustainable Development Goals of 17 United Nations Sustainable Development Goals (SDGs), are; (1) No poverty (2), Zero hunger (3), Good health and well-being (4), Quality Education. It is wished by the United Nations that no citizen under the global space be poor, hungry, of bad health and well-being and of poor-quality education. But retirement, which is the withdrawal from one's position or occupation or from one's active working life, is a threat to these SDGs if not well planned.Many people choose to retire when they are old or incapable of doing their job due to one reason or the other. But most government compulsorily retires members of her work force at set bench marks. In Nigeria, the age ranges from 60years to 65years or after 35 years of service. By negotiation of labour union, university staff may retire at either 65 years or 70 years. People may also retire when they are eligible for private or public pension benefits and go to work for themselves. Others retire due to legislation. Overall income after retirement can come from social security (non-existent in many countries in Africa including Nigeria), Pension, private savings, donations (from children and other family members), investment,
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