Scheme and secure protocol of mobile payment based on RFID

Abstract

In this paper, a mobile payment scheme is proposed based on Radio Frequency Identification (RFID) for both micropayment and high value payment. The payment processes are designed under the structure of mobile communication and RFID systems. The potential risks are discussed. Also, a mutual authentication protocol is presented using secure certification and dynamic key techniques. The protocol can prevent the mobile payment systems from illegal reading, eavesdropping, camouflaging deception, replay-attack and position-tracking effectively. This scheme is secure for the mobile payments and can be implemented easily.