Abstract
The German power supply system is experiencing a phase of radical change. The insurance industry designed this transformation not only as a property insurance donor, but also as an institutional investor. The emphasis of this commitment is based on their own assessment of the risks to which this supply system has been exposed. This study compares risk assessment designs from the insurance industry with that from technical network managers and shows in which the assessments significantly differ. For example, the insurance company’s risk assessment of natural disasters and cyber-attacks is much greater in terms of probability of occurrence and the potential of damage than the assessment of energy experts.
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