Abstract
The article is devoted to studying the risks of credit organizations in the process of mortgage lending in the Russian Federation. It identifies the factors affecting mortgage lending Based on the identified factors, it specifies the risks of commercial banks in mortgage lending and characterizes each of the listed types of risks The article examines the indicators of the primary and secondary markets for mortgage lending in Russia that reflect the impact of risks on the activities of credit organizations. It notes notes that due to the high growth rates of mortgage. The undertaken analysis makes it possible to determine the key role of the credit risk and the liquidity risk in a commercial banks the activities in mortgage lending. The paper offers the ways to minimize the risks of commercial banks in mortgage lending. It notes that due to recent changes in construction of residential real estate, banks may face potentially new risks.
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