Abstract
A phenomenon has emerged whereby the life expectancy of women is 74.2 years, and men's is 69.8 years. Hence, it is crucial to encourage early retirement planning among women. This study aims to explore the factors that influence retirement planning awareness and readiness among women in Malaysia and China. A self-administered online questionnaire was completed by 100 Malaysians and 200 Chinese. Using IBM SPSS and SmartPLS, the determinants examined the moderating effect of self-efficacy towards retirement readiness. This study will provide valuable insights for policymakers to adopt better strategies to address women's issues and improve their quality of life.
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