Abstract

Financial technology, or digital innovation in finance, is expected to increase access to financial services and promote innovation in financial services for a more inclusive and sustainable future. In the 14th Five-Year Plan, it was pointed out that Beijing, Tianjin, Hebei, Yangtze River Delta, Guangdong, Hong Kong, and Macao should be taken as the centers to build an international science and technology innovation center, vigorously develop green financial technology, take advantage of Guangdong-Hong Kong-Macao Greater Bay Area's geographical advantages, deepen cooperation between Hong Kong and Macao and the mainland, and provide a strong guarantee for the belt and road initiative. The purpose of this paper is to take Guangdong-Hong Kong-Macao Greater Bay Area as the center and explore how it can become the leading edge of China's financial science and technology and deepen the inclusive modern financial system under the advantages of scientific innovation cases, geographical location and business studies.

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