Abstract
Digital inclusive finance will be a crucial engine to support high-quality and sustainable economic development and achieve carbon emission reduction in the context of achieving carbon peak and carbon neutrality goals. Based on China's provincial panel data from 2011 to 2020, this essay focuses on the impact and heterogeneity of digital inclusive finance on regional carbon emissions. It explores the role of digital inclusive finance in promoting green carbon reduction through industrial structure upgrading and energy utilization efficiency. The results show a significant negative connection between digital inclusive finance and regional carbon emissions, manifesting that digital inclusive finance has made a difference in reducing emissions. Digital inclusive finance can achieve the effect of carbon emission reduction by upgrading industrial structure and improving energy utilization efficiency. The inhibitory effect of digital inclusive finance on carbon emissions shows a strong carbon emission reduction effect in the eastern and western regions. Compared to underdeveloped areas in financial development, the inhibitory effect of digital inclusive finance on regional carbon emissions is more obvious.
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