Qualitative Review on Digital Financial Inclusion using N-Vivo

Abstract

The purpose of this study is to assess the state of research on digital financial inclusion. The method is a qualitative one that makes use of secondary data from articles that were published and indexed by Scopus between 2005 and 2022. This data was processed using Microsoft Excel 16 and analyzed using Nvivo 12 Plus software, which performs automatic coding and classification to create a structured file system. The results of this study suggest that Islamic economic research is beginning to increasingly focus on digital financial inclusion. The majority of the 595 articles that were published claimed that the economy and mobile services are related to digital financial inclusion. “Financial”, “digital”, “inclusion”, “services”, “study”, “development”, “mobile”, “finance”, “technology”, and “economics” are the words that frequently appear with the most frequency in journals with digital financial inclusion subjects. Unusually, there are variations in the sentiment analysis findings. Whereas the sentiment is relatively favorable when it is evaluated based on the title, index keywords, and abstract, the sentiment is quite negative when it is evaluated based on the author keywords. This study is anticipated to contribute to the present academic studies on digital financial inclusion. The results of terms that still have room to grow can be used to guide future studies on digital financial inclusion.