Abstract
This article describes the state of household finance management in Poland. The analysis consists of three basic elements of household finance, such as income and expenditure of Polish households, savings and investments of Polish households, and Polish households debt. The presented data represent the time period from 2004 to 2013. The data came from reports of National Central Bank in Poland and Central Statistical Office in Poland. Based on the presented data, it can be said that the situation of Polish household has improved during the analyzed period. Moreover, Polish household characterized risk aversion decision by saving their money mostly in the form of bank deposit or cash.
Highlights
The smallest entities of economy are households
Financial decisions of households influence the whole economy, which can be experienced during the times of crisis
In case of crisis prevention, it is necessary to analyze the financial situation of households
Summary
The smallest entities of economy are households. most researches concern the problems of companies, sectors, or countries. This article presents the basic data concerning personal finance management in Poland, such as income, expenditure, savings, and credit of Polish households. Insurance finance - the science of the financial operations in the insurance market; Corporate finance - the science of the financial operations carried out by the companies, which are essential for the management of companies and their resources;
Sign-in/Register to view highlights & summary Sign-in/Register to access full text options 
Free) 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a call
