Performance Evaluation of Co-operative Banks in India with Special References to Delhi NCR

Abstract

In this paper we have considered some parameter tools, Data Analysis, Data Collection Method and introductory part regarding Assessing the Effectiveness of India's Cooperative Banks with Special References to Delhi NCR. In India, co-operative banks play a crucial role since they were set up to provide the country's rural population with banking services. The goal of its founding was to provide access to financial services and stimulate growth in rural areas. They're crucial to India's progress economically and socially. To better understand the challenges encountered by co-operative banks and provide solutions to help them thrive, this research examined their organizational framework, development, and performance. The information comes from several SCB, DCCB, and PACS yearly reports. Percentages, percentage changes, coefficients of variation, compound annual growth rates, and graphs have all been employed in the statistical analysis of the data. The research will be useful to policymakers as they seek to boost the efficiency of Co-operative banks. Some metrics, including as the number of branches, sum deposited, employee output, and location, proportion of late to demand, nonperforming assets, and profits, have been studied to assess the efficiency of Co-operative banks. The data reveals that PACS, in particular, are losing money owing to large overdoes, an increase in nonperforming assets (NPA), and low output per employee and location. Mutual savings banks confront a number of challenges, but they may be overcome with the right actions (such as a focus on recovery, training for employees to boost efficiency, and government backing).