Pengaruh tingkat pendidikan dan motivasi wirausaha terhadap penggunaan bootstrap financing

Abstract

Bootstrap financing commonly used by entrepreneurs as an alternative to access the capital and to manage the management of business financing. Bootstrap capital provides financing alternatives to entrepreneurs that are confronted with the lack of access the traditional sources of capital. Besides, bootstrap can used by entrepreneurs that wants to managed their business financing by themselves without any intervention from another. Although bootstrap financing used by many entrepreneurs, how the effect of education and motivation still yet known. This research aims to know the effect of entrepreneurs education and motivation on the application of bootstrap financing methods. The sample in this research were 92 entrepreneurs consist of micro and small entrepreneurs in Surabaya and Sidoarjo by distributing questionnaire. The sampling methods were purposive and convenience sampling. The analysis technique used were oneway anova and simple regression analysis. The results of this research showed that education had no effect on the application of bootstrap financing methods, while entrepreneurs motivation had positive significantly effect on the application of bootstrap financing methods. Keywords : bootstrap financing, education, motivation, entrepreneurs.