KINERJA BPR DAN BPRS PADA MASA PANDEMIK COVID-19

Abstract

The Covid-19 outbreak affected various sectors of life, including the economic and financialsectors. Various efforts and policies to limit activities to prevent the spread of Covid-19 haveresulted in a decline in business and business activities. The purpose of this study was todetermine the financial performance of Rural Banks and Sharia Rural Banks during the Covid-19 Pandemic. With descriptive quantitative methods, it is known that the Rural Bank andSharia Rural Banks are in a healthy condition, maintained, and still growing positively. This isreflected in the assets of the Rural Bank Industry as of October 2020, which grew by 3.08%.Meanwhile, the assets of Sharia Rural Banks grew by 4.74%. The growth in rural bank depositswas 3.44%. Rural Bank Savings grew by 0.73%. The growth of Sharia Rural Bank deposits was9.49%. Sharia People's Financing Bank Savings grew by 1.17%. The increase in the number offunds channeled in the form of People's Credit Bank loans was 2.56%. Meanwhile, Sharia RuralBank financing grew by 3.74%.