Abstract
The belief that investment deposits are a tool for financing, investing, and managing monetary and liquidity risks is a form of backwardness in economic thought, scientific ignorance, and blind imitation of the majority that is followed, in addition to being neutral to the statement of the Holy Qur’an and the purified Sunnah of the Prophet. The truth is that the corrupt financial doctrine, i.e. what is meant is the use of usury as a financial instrument. For various economic purposes, it is one of the follies of the contemporary capitalist economy, especially from the pure risk perspective, which the International Monetary Fund continues to perpetuate and impose on the policies of central banks, which always work to subject them under its supervisory powers.
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