Information Technology Implementation on Socialization of Harmonious Culture in Bali

I Putu Astawa,Ni Putu Wiwiek Ary Susyarini,Ni Nyoman Triyuni,J Jamari,E Suryani,R Handogo

doi:10.1051/matecconf/20165803007

Abstract

The research objective is to build a model of information delivery harmonious culture that is run by Village Credit Institutions (LPD) through information technology to rural communities so that financial performance can be improved. Thirty-five rural credit institutions which meet the criteria were used empirically as a sample. Data such as the practice of cultural values harmony collected through in-depth interviews were then analyzed using descriptive method and ethnomethodology. The model is built starting with the collection of data from each row, perform data classification into three categories of cultural harmony, making a website that contains information on the activities of cultural harmony, then mounting internet in each row to facilitate public access to information on the implementation of cultural harmony. Results of model simulations for three months showed that the level of community participation increased by an average of five percent through credit lending and credit issues decreased by 3.5 percent. Cultural harmony is practiced by 55% in touch with the God, 35% related to humans, and 10% related natural premises. Results of this study implied that IT is no longer expensive but able to create a better performance.

Highlights

The success of microfinance institutions is not located in lending but the range of credit services provided to the public (Yaron et al, 1997)
The services provided by microfinance institutions in rural areas in Bali are very different because in addition to credit services, it provides services relating to the maintenance of a culture that developed in each village (Astawa et al, 2013)
These conditions must be addressed by providing an understanding of cultural harmony to all customers or rural communities in order to avoid misunderstandings or different interpretations of harmony cultural practices performed by microfinance institutions

Summary

INTRODUCTION

The success of microfinance institutions is not located in lending but the range of credit services provided to the public (Yaron et al, 1997). Applications of cultural harmony in microfinance institutions have an impact on the efficiency, credit risk and financial performance (Astawa et al, 2012, 2013). Application of cultural harmony is one of the tools to encourage people to adhere to an agreement they credit with the aim of not more than five percent (Regional Devt Bank, 2013) These conditions must be addressed by providing an understanding of cultural harmony to all customers or rural communities in order to avoid misunderstandings or different interpretations of harmony cultural practices performed by microfinance institutions. This research builds a model of information delivery harmonious culture run by the Village Credit Institutions (LPD) through information technology to rural communities in order to increase the financial performance can be achieved. Special technology investments including the computers, the steamengine, and the dynamo (David, 1990; Greenwood and Jovanovic, 1999) provides an important role in improving corporate performance

METHODOLOGY

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CONCLUSION