Abstract
The flood disaster is one of the most common natural disasters in China, and the indoor property loss of residents is huge every year due to the flood. Therefore, it is of great significance to study the evaluation of the indoor property flood loss of residential buildings. Based on HAZUS flood loss assessment method, this paper reclassifies the residential buildings in China according to the number of households. The post-disaster loss data and household income level were used to establish the depth-loss percentage function. It provides an important method for the rapid evaluation of the loss after disaster in this area. In order to transfer the risk of flood loss of indoor property of residents in Mayangxi River Basin, an insurance scheme is designed, which provides an important idea for disaster prevention and mitigation in similar areas.
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