Abstract
ABSTRACT: This study is explored the reasons why greenhouse farmers take out and do not take out agricultural insurance as well as the farmers’ inclinations toward agricultural insurance and the factors that affect them so that agricultural insurance can be improved. In this context, three districts of Antalya where greenhouse farming is intensively carried out, namely Aksu, Serik and Kumluca, were selected as the research location, and face-to-face interviews were conducted with 200 farmers, 100 of which had agricultural insurance and 100 of which did not. The farms were divided into two groups, namely, those with and without insurance, according to the data obtained. The potential statistical relationship between some selected features of the farms under study and the farmers with and without insurance was identified by chi-square test. Furthermore, the inclinations, views and opinions of farmers with and without agricultural insurance concerning agricultural insurance were evaluated using a Likert scale. Among the reasons why farmers take out agricultural insurance are insuring their crop, avoiding any potential loss, securing their income and presence of disaster risk. The main reasons why farmers do not take out agricultural insurance is the registration and share problems of their lands.
Highlights
This study explored the reasons why greenhouse farmers in Antalya take out and do not take out agricultural insurance as well as the farmers’
Migration from rural to urban has increased rapidly due to reasons such as economic crises and the agricultural sector not bringing as much income as before, and the number of people engaged in farming in rural areas has decreased day by day
Agricultural insurance systems come to the fore as one of the most important risk management elements that unite farmers, government and insurance companies in order to cope with these destructive forces of nature
Summary
In addition to risks related to price and yield, which affect their annual income, farmers face natural disaster risks many times during a production period. Vegetable and animal production may suffer losses due to fire or weather events such as hail, frost and whirlwind. Farmers and their families may be affected by, accidents, diseases or death. Agricultural activity depends on many uncontrollable climatic conditions that affect the lives of farmers. Climate-related risks are significant for farmers in developing countries, those that use traditional methods. Risks can be mitigated by various methods of farm management such as differentiation of agricultural activities or transferred to other sectors of the economy by methods such as agricultural insurance
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