Farmers’ Perceptions of Agricultural Insurance : A Case Study of Altınekin District, Konya, Turkey

Abstract

The study aims to determine farmers’ perceptions of agricultural insurance and analyzing the relationships between factors affecting farmers’ willingness to take out agricultural insurance in Altınekin District of Konya Province. To obtain data using a questionnaire by interviewing 30 farms enterprises in 2019. A pilot evaluation, descriptive analyses and chi-square test were used. The results showed that the most grown plants were wheat, barley, sugar beet, corn and pumpkin. Farmers’ agricultural income from food crops was 785.871,29 TL. As many as 86,67% of farmers know information about agricultural insurance and 56,67% of them assume that agricultural insurance was important. More than 60% of farmers know that the government provides support to agricultural insurance. However, 61,11% of farmers felt that support from the government had not been effective. The results of the study showed that 56,67% of farmers were willing to purchase agricultural insurance again. A significant relationship between agricultural income and premiums paid for agricultural insurance, the premiums paid for agricultural insurance and the amount of support paid by the government, the membership of agricultural organizations and the information source of agricultural insurance, and the age and the information source of agricultural insurance were found.