Abstract

Chhattisgarh is the first nation to get Central Government approval for Affordable housing Projects in Chhattisgarh under Prime Ministers Awas Yojna (PMAY) Launched in June 2015. Under these projects State to build 26,034 houses in 11 cities and town of Chhattisgarh till 2022. Where 12670 Houses for Economically weaker section (EWS) and 13364 Houses for lower income group (LIG). Most of the people in urban areas are working either can be daily wages or Informal sectors. They are facing financial Problems in Constructing Puckka house. They call for financial support for their construction of the house. To full fill their need of House in Affordable cost, Affordable housing in Partnership (AHP) scheme is regarded. Under these scheme Subsidy by NHB & HUDCO or Financial Support by, Nationalized Banks, a Housing Finance institution was providing loans to beneficiary.

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