Abstract

Considering the recent developments in banking system, banks are able to increase their power of partnership in different areas of manufacturing, industrial, agricultural and else by attracting more resource approach, and creating competitive advantage, which result in expansion and increase of earnings or benefits of the bank as well as creating competitive advantage. Considering the limitation on resources and time, the ability to jointly invest in all of the influential factors on creating sustainable banking resources cannot be achieved. The main aim of the present research is to provide a model of the influential factors on creating sustainable banking resources so with usage of which, managers can identify the factors that have the highest influence on the others and plan on the them. For this purpose, 10 influencing factors on creating sustainable banking resources such as financial risks, amount and quality of equity, amount of assets, etc. by taking into account the relevant studies as well as benefiting from specialist's opinions are chosen. Then the influential structure of these factors with usage of interpretive structural modeling method is drawn. The obtained results show that management of equities and human resources, are the most influential factors on providing sustainable banking resources.

Highlights

  • The extremely heavy responsibility of banking system on economy based on market is not hidden from the public eye and is continuously one of the important parts of country’s economy which directly impacts on the growth or depression of economic structure with its activity.Because the available assets in banks are the main resources for purchasing products and services, given loans are the resources for creating credit for all of the economic units such as families, jobs, companies, and government

  • The interpretive structural modeling questionnaire for the purpose of checking the effectiveness level of each factor. This questionnaire is special for interpretive structural modeling method that in the following will be looking at its design method

  • Development of sustainable banking resources has special importance considering the key role of banks in expansion of economy

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Summary

Introduction

The extremely heavy responsibility of banking system on economy based on market is not hidden from the public eye and is continuously one of the important parts of country’s economy which directly impacts on the growth or depression of economic structure with its activity.Because the available assets in banks are the main resources for purchasing products and services, given loans are the resources for creating credit for all of the economic units such as families, jobs, companies, and government. In banking system, implementing the affairs as fast as possible and not wasting any time are considered as the most important successful elements in banking competition, and customers as the main determining parts of this competition value the speed and improved technology to a large extent. Banking these days require innovative methods, effective customer care, providing practical technology and proper customer requirement fulfillment and services which shows that each bank that is more successful in these affairs will be successful in attracting more resources in the competitive market and permanent durability and more returns (Jafarpour & Amadeh, 2009). Attracting financial resources are of high priority in banking activities, because success in this field can be effective on being successful in other fields and areas

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