Abstract

AbstractCommercial Banking (MIC: 8.1 SIC: 6022 NAIC: 522110)Heartland Financial USA is a multi‐bank holding company with bank subsidiaries in Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana and Colorado. At Dec 31 2006, Co. operated a total of 54 banking locations. Co.'s subsidiaries provide deposit products such as checking and other demand deposit accounts, savings accounts, money market accounts, certificates of deposit, and other time deposits; loans that include commercial and industrial, agricultural, real estate mortgage, consumer, and home equity; as well as other products and services including automated teller machines, on‐line banking, safe deposit boxes and trust services. As of Dec 31 2006, Co. had total assets of $3.06 billion.

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