Abstract

AbstractCommercial Banking (MIC: SIC: 6022 NAIC: 522110)Heartland Financial USA is a multi‐bank holding company with nine bank subsidiaries in Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana and Colorado. At Dec 31 2007, Co. operated 59 banking locations. Co.'s subsidiaries provide deposit products such as checking and other demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; loans including commercial and industrial, agricultural, real estate mortgage, consumer, and home equity; as well as other products and services such as automated teller machines, on‐line banking, safe deposit boxes and trust services. As of Dec 31 2007, Co. had total assets of $3.26 billion and deposits of $2.38 billion.

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