Abstract
The Pensions Act 2007 and the Pensions Act 2008 are part of the Government's strategy to implement the recommendations contained in the White Paper Security in retirement: towards a new pensions system.1 One of the White Paper's objectives was to ‘deliver fairer outcomes for women and carers’.2 That fairer outcomes are needed for existing and future women recipients of pensions is clear. The White Paper listed the reasons why women generally received lower pensions than men. Firstly, until 1978, the system did not recognise caring responsibilities, with the result that absences from the workforce for such reasons led to periods without contributions which resulted in a lesser likelihood of reaching the required 39 years contributions for a full basic state pension. Secondly, again prior to 1978, women were able to pay a reduced rate of national insurance contribution and rely upon their husband's contributions, thus not having a...
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