Abstract

Micro-Enterprises are an important component of the economy and have made significant contributions to economic development. Especially in the post-epidemic period, the need for national economic growth and the importance of micro-enterprise development is gradually prominent. Micro-Enterprises still face the problem of “financing difficulty”, unable to get enough bank loans. In this paper, from the perspective of game theory, the incomplete information static game between micro-enterprises and commercial banks will be constructed. This paper mainly discusses the pre-loan investigation of commercial banks for micro-enterprises and provides some suggestions for the financing difficulty of micro-enterprises.

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