Fraud Resistant Off-Line Card Micropayments Using FRoDO and PUF

Abstract

The internet payment system, which is a widespread cybercrime, is a major issue nowadays. Attackers concentrate on point of sale (POS) systems, the point at which a bank or merchant initially obtains customer information, with the goal of stealing confidential customer information. Effective computer systems with a card reader and specialised software are POS architectures. In this situation, the attacker might utilise malicious software (MS) to steal card statistics. If the customer and the supplier are consistently cut off from the network in, no online payment is practical. If the community fails, attacker's side will attempt to steal the password from the users throughout the price, therefore a safe online transaction price may not be achievable. Due to the PoS information breaches, we recommend an offline micro-fee solution that is secure and protects privacy for the persistent attackers in our paper. We use the FRoDO protocol to make the payment simple and secure from attackers. This protocol not only checks the client's coins but also confirms the client's identity by using identification details. This protocol increases flexibility and security and boosts the device's efficiency by infusing a comfortable micro-charge between the client and carrier.