Abstract
The paper describes a risk analysis of the economic impact of damage to metal roofing of a typical contemporary (new) Australian house subject to extreme wind loading. The failure modes considered are roof cladding and batten-to-truss connection failures, with the effect of defective construction also considered. Monte-Carlo simulation and structural reliability methods are used to stochastically model spatially varying pressure coefficients, roof component failure, and load re-distribution across the roof. This spatial reliability analysis enables fragility curves to be developed that relate likelihood and extent of roof cover loss to gust wind speed. The annual economic risk is up to 0.3% of house replacement value. A typical house with construction defects increases economic risk more than sixfold when compared to the defect-free house. There is a 10% chance that a changing climate will increase expected losses for houses in Brisbane and Melbourne by 6–18% over the next 50 years.
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