Abstract
AbstractCommercial Banking (MIC: SIC: 6021 NAIC: 522110)First Charter is a bank holding company. Co.'s principal asset is the stock of its banking subsidiary, First Charter Bank, which provides a range of banking products, as well as commercial, consumer, real estate, residential mortgage, and home equity loans. As at Dec 31 2007, Co. operated 60 financial centers, four insurance offices, and 137 automated teller machines throughout North Carolina and Georgia and also operated loan origination offices in Asheville, NC and Reston, VA. Co.'s primary market area is located within North Carolina and is centered primarily around the Charlotte Metro region. As of Dec 31 2007, Co. had total assets of $4.86 billion and total deposits of $3.22 billion.
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