Abstract
AbstractCommercial Banking (MIC: 8.1 SIC: 6021 NAIC:522110)First Charter is a bank holding company. Co.'s principal asset is the stock of its banking subsidiary, First Charter Bank (the Bank). As of Dec 31 2006, the Bank and Co.'s Gwinnett Bank subsidiary, both full service banks, collectively operated 59 financial centers and four insurance offices, as well as 139 ATMs in North Carolina and Georgia and operated loan origination offices in Asheville, NC and Reston, VA. Co.'s primary market area is located within North Carolina and is centered primarily around the Charlotte Metro region, including Mecklenburg County and its surrounding counties. As of Dec 31 2006, Co. had total assets of $4.86 billion and total deposits of $3.25 billion.
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