Abstract

PURPOSE – Financial technology, also known as “FinTech,” has evolved to disrupt nearly every aspect of traditional financial services and it has become increasingly important in the world’s economic system. The main purpose of the study is to explore the relationship between Financial Technology (Fintech) and Entrepreneurial Intentions. It focuses on the impact of specific Fintech innovations such as Crowdfunding, Mobile Payments, Blockchain, Cryptocurrency, and Artificial Intelligence (AI), on Entrepreneurial Finance. The study examines how these Fintech advancements have affected the overall entrepreneurial ecosystem, fostering innovation, supporting startups, and driving economic growth. Using mixed-methods, the research combines qualitative interviews and quantitative surveys to reveal key factors that have completely shaped the entrepreneurial ecosystem in the context of fintech. EXECUTIVE SUMMARY – Financial technology revolution unleashing a wave of technological innovations has transformed the entrepreneurial landscape. Crowdfunding, cryptocurrency, blockchain, mobile payments, and artificial intelligence (AI) play key roles in empowering aspiring entrepreneurs, fueling financial inclusion, and driving economic growth. This report examines the impact of these fintech advancements on entrepreneurial intentions, exploring their benefits, challenges, and future prospects.

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