FINANCIAL TECHNOLOGY IN CONDITIONAL CASH TRANSFER DENGAN MENGGUNAKAN SYSTEMATIC MAPPING STUDY

Abstract

Artikel ini merupakan penelitian awal yang berupaya menggali hasil kajian terdahulu di bidang Financial Technology pada Program Conditional Cash Transfer dengan menggunakan Systematic Mapping Study (SMS). Tujuan dari penelitian ini adalah untuk mengetahui topik Financial Technology dalam Program Conditional Cash Transfer yang telah diteliti. Penelitian ini menggunakan metode kualitatif dengan menggunakan studi kepustakaan. Pencarian dilakukan di database Scopus sebanyak 583 artikel dan setelah dilakukan pemetaan, kami menemukan 25 artikel dengan tahun publikasi 2008— 2020 yang dimuat di jurnal ilmiah dan masuk ke database Scopus dan kriteria inklusi. Hasil SMS ini dapat memberikan gambaran peluang untuk menggali topik baru mengenai Financial Technology pada Program Conditional Cash Transfer atau memanfaatkan topik yang sudah ada. Hasil kajian Financial Technology pada Program Conditional Cash Transfer dengan fokus penelitian Credit Market, Electronic Payment, Financial Literacy, Financial Provision, Financial System, Microfinance and Social Investment. Lokus penelitian adalah Household (Rumah Tangga), Community (Komunitas), dan Individual (Individu). Tren negara asal publikasi yang paling banyak menghasilkan penelitian Financial Technology dalam Program Conditional Cash Transfer yaitu di Benua Amerika (56%), yaitu di Benua Amerika Serikat, Brazil, Meksiko, dan Uruguay. Tren selanjutnya berasal dari Benua Eropa (28%), yaitu dari Negara Britania Raya, Italia dan Prancis. Benua Asia dan Oceania (12%) berasal dari Australia, Indonesia dan Saudi Arabia, terakhir berasal dari Benua Afrika (4%) yang hanya berasal dari negara Tanzania. KATA KUNCI: Financial Technology, Conditional Cash Transfer, Systematic Mapping Study (SMS) This article is an initial study that seeks to explore the results of previous studies in the field of Financial Technology in the Conditional Cash Transfer Program using the Systematic Mapping Study (SMS). The purpose of this study is to determine the topic of Financial Technology in the Conditional Cash Transfer Program that has been studied. This study uses a qualitative method by using a literature study. The search was carried out in the Scopus database of 583 articles and after mapping, we found 25 articles with the publication year 2008-2020 that were published in scientific journals and entered the Scopus database and inclusion criteria. The results of this SMS can provide an overview of opportunities to explore new topics regarding Financial Technology in the Conditional Cash Transfer Program or take advantage of existing topics. The results of the Financial Technology study on the Conditional Cash Transfer Program with a focus on research on Credit Market, Electronic Payment, Financial Literacy, Financial Provision, Financial System, Microfinance and Social Investment. The locus of research is Household (Household), Community (Community), and Individual (Individual). The trend in the country of origin of publications that produces the most Financial Technology research in the Conditional Cash Transfer Program is in the Americas (56%) namely in the United States, Brazil, Mexico, and Uruguay. The next trend comes from Continental Europe (28%) namely from the United Kingdom, Italy, and France. Asia and Oceania (12%) came from Australia, Indonesia, and Saudi Arabia, lastly from Africa (4%) which only came from Tanzania. KEYWORDS: Financial Technology, Conditional Cash Transfer, Systematic Mapping Study (SMS)