Abstract

The research aimed to identify the level of financial, institutional, and humanitarian risks facing tomato farmers in Sulaymani Governorate, Furthermore, the study aimed to assess the variability in farmers' viewpoints with regard to these risks based on the pertinent research variables. the data were collected using a questionnaire and a personal interview method by taking a multi-stage random sample by selecting three areas famous for growing tomatoes in Sulaymani Governorate with (1750) farmers, Then, in the second stage, a proportional stratified random sample of (16%) was taken from the research population, so the sample size was (280) farmers. The results showed that the level of financial, institutional, and humanitarian risks facing tomato farmers is high, tending to medium. The results showed that there is a difference in farmers' opinions regarding the financial, institutional, and humanitarian risks facing tomato farmers in accordance with the specified research variables, (Age, Type of farm holding, Volume of tomato production during the year, Contact with the agricultural extension, Sources of agricultural information), While there is no discrepancy in farmers’ opinions regarding financial, institutional, and humanitarian risks according to the research variables (Educational level, Years of agricultural experience, Size of farm holding, Participation in training courses) Therefore, the researchers recommend diversifying the crops grown in addition to tomatoes, preparing an integrated agricultural indicative plan, and providing occupational safety and health for workers on the farm to reduce the financial, institutional, and humanitarian risks in tomato production.

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