Abstract

In East Java's Greater Malang region, which has potential for small industries, the function of Micro, Small and Medium Enterprises (SMEs) is particularly important. These MSME actors specialize in the food and beverage industry. The goal of this study is to examine how financial self-efficacy, financial attitudes, and financial attitudes' effects on financial behavior and attitudes' mediating effects on financial self-efficacy. 100 food and beverage SMEs in Malang Raya make up the study sample. SEM (Structural Equation Model) is the analytical instrument used, and Baron Kenny is used for the mediation test. The study's findings demonstrate how financial self-efficacy impacts financial behavior and attitudes, which in turn influences financial behavior.

Talk to us

Join us for a 30 min session where you can share your feedback and ask us any queries you have

Schedule a call

Disclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.