Abstract
This research employed ecological theory to explore the experiences and educational needs of homeowners after foreclosure counseling services had ended. Qualitative in‐depth interviews were conducted with 11 adults in four counties in Michigan. The findings revealed a need for educational services that would focus on how to work effectively with mortgage lenders and to recognize the pile‐up of financial stress and strain on family relationships. Also, the findings suggested that programs should assist homeowners in setting financial goals and accessing local resources. These findings can also be utilized by professionals in the areas of personal finance, family life education, and counseling.
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