Abstract
When it comes to creating new jobs, it's often the smaller and medium-sized firms (also known as SMEs) that show the most promise ( Asquith and Weston, 1994). In the United States, most new employment were created in the late 1980s by small enterprises with fewer than twenty employees (Philips, 1993). Small and medium-sized enterprises (SMEs) had the greatest economic growth in Canada (De-Laurentiis, 1994). Almost half of Australia's workforce is employed by small and medium-sized enterprises (SMEs), and SMEs are more responsible for creating new jobs than major corporations (DFAT, 1995). Small and medium-sized enterprises (SMEs) encourage creativity and invention by using labor-intensive technology that is applicable in developing nations (McCormick, 1996).
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