Abstract
The purpose of this paper is to analyze how related factors influence customers' e-payment adoption in Vietnam and Taiwan. A conceptual model is proposed with four factors: perceived ease of use, perceived usefulness (from technology acceptance model), perceived risk and information, which impact e-payment use. Beyond these factors, the adaptor's personal innovativeness in technology is used as a key moderator. The sample consists of 676 Vietnamese and Taiwanese banking services users accessed through a survey. Results confirm the effects of the above determinants on customers' choices for e-payment use and reveal the role of personal innovativeness as a moderator. Practical guidelines are provided to bank managers on how to push up the process of adopting or adapting technology in new market. A comparison between Vietnamese and Taiwanese customers' perception brings a valuable reflection for investors or managers when targeting Vietnam or Taiwan market.
Sign-in/Register to access full text options 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callDisclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
