Abstract
The aim of this article is to Explore Barriers and Resistance in the Adoption of Cryptocurrency among Micro, Small, and Medium Enterprises MSMEs in Zambia’s capital city, Lusaka. When considering the benefits of innovation, one of the trickiest questions to answer is how quickly people will adopt new technologies. This article delves into what motivates and what holds back potential business entities in the MSMEs sector from making a transition to blockchain-based cryptocurrencies like bitcoin. Our findings are narrowly focused on these impediments to adoption, which we identify as Lack of regulatory support, risk of revealing personal data system complexity, lack of regulatory authority, trust deficit, and value speculation.
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