Abstract
Financial innovation is of great significance to the long-term and stable development of commercial banks and the entire financial market. Reasonable and effective innovation under the current changing financial situation is of great significance to the development of the overall banking industry and financial market, but to varying degrees and Different ways of innovation often produce different results. The article uses the cloud model to comprehensively evaluate the financial innovation indicators of the five state-owned commercial banks. By taking into account the characteristics of ambiguity and randomness, and using the characteristics of the cloud, the evaluation results are more objective and authentic.
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