Abstract

Climate change has intensifi ed in recent years. The resulting climatic disasters are no longer a distant future, but a diffi cult reality. This subject has been un-derestimated for too long. The aim of this article is to highlight our ineptitude and the mistakes we have made as tenants of this planet, and to fi nd and analyse solutions that would be most eff ective and at the same time most benefi cial to the most disadvantaged. The climate change was caused by man, among others through the burning of fossil fuels, intensive farming, or clearing and burning forests. Mainly a man who lives in highly developer part of the world. The con-sequences of climate change, such as the rise in average temperatures, rising sea and ocean levels, and weather extremes aff ect mainly underdeveloped regions, which due to their diffi cult economic situation, have in fact contributed least to change. The Paris Agreement recognised that losses and damage resulting from weather extremes are indeed caused by climate change. Unfortunately, it was also made clear that countries aff ected by such damage have no right to claim damages for this reason. The problem is being tackled by insurance companies that off er climate risk insurance, as well as climate lawsuits.

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