Abstract
A five-step process for incorporating risk assessment and risk-derived resource allocation recommendations into project plan development can help organizations deal with real-life hazards and help ensure the project's successful completion. The project-planning process traditionally includes a development life cycle describing the stages of the work being planned. Many life-cycle models such as the spiral and various proto typing models allow for revisiting life-cycle stages (unlike the waterfall model, which views project activities unfolding in a strictly sequential. There is no one way to divide development into stages; rather, the principle is for planners to divide the development into some set of stages that makes sense.
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