Abstract
MSMEs (Micro et al.) are essential in sustainable development, economic growth, job creation, and poverty alleviation. In Depok City, the government has launched a program to support MSMEs through the Depok City Micro Enterprise Cooperative Service (DKUM). The research described in the text aims to analyze the effect of income and external aid literacy on decision-making for MSMEs in Depok City. The research combines library and observational methods to develop a concept that helps understand social phenomena in natural settings. The study results show that Bank Indonesia is committed to supporting the development of MSMEs through policies that increase their access to finance and build their managerial capacity and capability.
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