Efficiency And Productivity of Commercial Banks Covid-19 Using TOPSIS Method

Abstract

The hurdles to the classical lending business model that pre-existed the COVID-19 crisis, such as revenue strain, low profit margins (due to low equity rates and increasing wealth requisites), tighter regulatory (following the latest the prior finance crisis), and growing competition from ghost banks and new economic institutions, will all be made worse by it. financial institutions. Research significance: Globally, "the COVID-19" has had a big effect on the business, as well as on social issues and general health. Significant revenue declines, an increase in the unemployment rate, and delays in the communication, leisure, and manufacturing sectors are some of the main consequences of the global disease aggravation. Your life may appear out of your grasp and you may not know what to do as a result of an overabundance of media, gossip, and misleading information. You might feel worried about the "COVID-19" pandemic, dreadful, depressed, and alone. Moreover, behavioral health conditions like tension and depression can get worse. Methology: E1: Equity/(Market, Economic Risk, and Credit Based) Total liabilities / total holdings (E2) E3: Loan Costs and Income E4: Total Assets / Net Investment Earnings E5: Total Assets/Loans Collected E6: Total Loans / Non-Performing Loans. P1: Net Income (Loss) Pre-Taxes/Total Assets P2: Equity/Net Profit (Loss) P3: Total Branches/Loans and Receipts P4: Total Funds / Net Fees and Affiliate Incomes P5: The ratio of total property to personnel P6: Operating Profit (Loss) Before Taxes/Total Assets Result: shows According to the criteria set for the results, B1 received the top rank while B10 received the lowest rank. Conclusion: The dataset's score for Performance and Economy of Commercial Banks COVID-19 in TOPSIS Method (Similar for the best solution). By option order technique shows its results in B1 and top ranking